Guide to Giving

Gift Comparison Chart

»If You Would Like to... »Then Consider... »How You May Benefit »Compare
  (Max. 3)
  • Support IU today

  • Receive a charitable income-tax deduction
 An outright gift of cash Deduct 100% of the gift value from this year's income-tax liability
  • Make a larger gift to IU

  • Avoid capital-gain tax
 A gift of
appreciated stock		 Provide increased support to IU while decreasing the cost to you
  • Make a significant future gift without affecting your current lifestyle
A charitable bequest Reduce estate and death taxes, and retain control over your assets during your lifetime
  • Make a significant gift to IU

  • Retain an income for yourself
 A charitable
gift annuity		 Receive a current income stream and an immediate income-tax deduction
  • Make a significant gift to IU

  • Retain an income for yourself
 A charitable remainder unitrust Receive a current income stream and an immediate income-tax deduction
  • Make a significant gift to IU

  • Retain an income for yourself
 A charitable remainder
annuity trust		 Receive a current income stream and an immediate income-tax deduction
  • Receive a charitable income-tax deduction now

  • Receive income later
 A deferred-payment gift annuity Receive an immediate income-tax deduction and income to begin at a future date you choose
  • Leverage the equity in one of your largest assets to support IU
A gift of real estate Receive an income-tax deduction and avoid capital-gain tax while retaining the option to live in your home
  • Use your assets to support IU today

  • Retain control over the distribution of those assets to heirs
 A charitable
lead trust		 Freeze value of assets contributed for gift- and estate-tax purposes
  • Minimize taxes on the transfer of a business you own

  • Provide support for IU
 A gift of
closely held
business stock		 Receive an income-tax deduction, avoid capital-gain tax, and retain planning flexibility
  • Leave assets to IU and your heirs upon your death but you are not sure what to leave whom
Naming IU as a beneficiary of your retirement plan Avoid estate tax on retirement-plan assets while making other property available to pass to your heirs
  • Make use of assets you may no longer need to support IU
A gift of a paid-up life insurance policy Immediate income-tax deduction for the net cash surrender value of the policy at the time of transfer